RPS’s Snow Removal product uses the best markets in the industry to cover all types of snow removal operations, including the clearing of sidewalks, driveways, parking lots, and public streets/roads. Eligible operations include snow removal with bobcat, snow blower or shovel, as well as trucks with Auto coverage in place. 100% subcontracted operations can also be considered.
Personal and Commercial Auto policies do not automatically include General Liability insurance for snow plowing activities performed for income/operating as a business. Maintaining the correct coverage is important due to the nature of the work and the legal environment, as specific coverages could be required by law or by contracts.
In tandem with other required coverages, General Liability coverage can help protect insureds from third-party claims (i.e. that the insured and/or their employees damaged someone’s property or caused physical harm) as well as the financial consequences of a lawsuit (i.e. legal defense, settlements, judgements, medical bills, and court-related fees).
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