Flood / Excess Flood

Products Flood / Excess Flood

RPS Flood Services handles flood insurance placements for underlying National Flood Insurance Program (NFIP) and RPS’ In-House Excess Flood facility. The RPS team of experts can also assist with Flood Zone Determinations, Elevation Certificate ordering, Letter of Map Amendment and Removal (LOMA, LOMR), and NFIP Alternative Programs.

Eligible risks include high valued dwellings, restaurants, public entities, condominiums/townhouses, apartment complexes, office buildings, manufacturing facilities, townships, shopping centers, and schools/universities.

Coverage highlights include:

  • In-House Excess Flood facility
    • Simple submission process
    • $10M TIV single-story location
    • $15M TIV multi-story single location
    • $5M in-house authority
    • Coverage provisions under the Excess Flood policy are the same as the NFIP standard policy
  • Time Element coverage is available above a $100,000 separate deductible
  • In-house capacity with focus on small to medium sized risks

Let's Get in Touch

Please feel free to get in touch with us any time regarding our products and services.  We love to receive feedback from our customers.

Knowledge Center

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Personal Flood Stats

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Frequency and Impact of Hurricanes Underscore the Need for Businesses to Carry Flood Insurance

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2017: The Year of Disastrous Wildfires & Hurricane-Related Floods in the U.S.

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Rethinking Real Estate Development After Hurricane Harvey’s Unprecedented Flooding

Hurricane Harvey made landfall late August and devastated southeast Texas, leaving in its wake 77 fatalities, unprecedented flooding, more than one mi…

Flood Insurance Front & Center for Homeowners Following Hurricanes Harvey, Irma

Hurricane Harvey hit homes across southwest Texas and southwest Louisiana with flood losses estimated between $25 billion and $37 billion, according t…