RPS Bollinger’s Accident Medical Insurance comes into play in all areas of business, sports, leisure, scholastic, and travel insurance programs. As program administrator for a number of carriers, RPS Bollinger is one-stop shopping.
Targeted classes of business include volunteer, travel, participant, and student accident as well as Accident Medical coverage for social services organizations, not-for-profits, clubs, day care & nursery schools, scouting associations, dance studios, martial arts, health clubs, YMCA & JCC organizations, and other sports, leisure and business-related accident exposures.
RPS Bollinger also provides TPA services, handling and paying accident claims. A dedicated claims staff assures the highest level of personal service.
Most policies are written on an excess basis, with limits ranging from $10,000 to $1M. Excess/Secondary insurance coverage is designed to supplement and coordinate with existing primary medical policies, providing up to 52 (or 104) weeks of benefits on an excess basis. If no primary plan is in place, this policy will act as primary coverage within the terms of the accident policy.
Standard Accident Insurance limits are between $5,000 and $100,000 per injury, with deductibles available from $0 to $2,500. Sub-limits apply for physical therapy, chiropractic treatment, orthopedic devices and prescription drugs.