Insurance Solutions for Public Entities

RPS Signature Programs' Public Entity team has the expertise and capability to place primary or excess property or casualty lines for public entities, including cities, counties, special districts and public K-12 risks. Our markets include admitted and non-admitted offerings and can structure guaranteed costs and self-insured retention options.

Capabilities includes specialized coverages such as general liability, auto liability, physical damage, property and crime, as well as law enforcement, public officials, employment practices and excess liability. These coverages can be supplemented with active shooter liability, special events, cyber liability and sexual abuse and molestation (SAM) coverage.

First-Dollar Public Entity Insurance Coverages

How the Public Entity Team Can Help Your Clients

RPS Signature Programs' team of industry experts can take on the most complex client needs with our established markets that understand the nuances and unique exposures of your public entity clients. Our market relationships allow the RPS Signature Programs team to respond with competitive products for counties, cities, towns, villages, boroughs, special districts, utility authorities and other local governments or public entities. We also have solutions for your K-12 public school clients.

Many of our markets offer:

• Pay on behalf
• Duty to defend
• Defense costs outside limit
• Broad named insured
• Failure to supply (except gas and electric)
• EPL
• Drone liability