A wide range of solutions for today’s workers comp needs

Practice Group


Workers Compensation

Practice Groups Workers Compensation

Today’s Workers Compensation insurance market requires the knowledge and relationships that RPS, a leading Managing General Agent/Underwriting Manager and nationally recognized wholesale insurance broker, has built in order to deliver a wide range of options to a broad spectrum of businesses and industries throughout the United States. This includes providing solutions for large corporations and municipalities best addressed by large deductible programs and Excess coverage, and for small and midsize firms whose ideal fit is with guaranteed cost coverage with A-rated carriers. We have the experience and the market relationships to deliver what is needed.

A Host of Choices

We represent many top-tier carriers for guaranteed cost Workers Compensation, providing quick quote turnaround and service for our brokers and their insureds. We also have the ability to insure firms with debit and high experience mods, new ventures with no mods, and those with multi-state exposures. Large deductible plans can be written for insureds looking to assume more control over their comp costs and save premium dollars. Here the insured is responsible for reimbursing the carrier for claims up to a certain dollar amount, with the carrier responsible for paying claims in excess of the deductible amount. A large deductible policy protects the employer from catastrophic losses, and can be appealing for firms that experience very low losses and are confident they will continue on that track. Our Excess markets provide cover to meet the needs of companies that self-insure their predictable losses, and are looking to purchase insurance for catastrophic exposures.

The RPS Workers Compensation team can also assist you with helping businesses of all sizes minimize losses and reduce costs through robust safety programs, implementation of Return to Work programs, a review of claims handling and reporting procedures, pinpointing claims trends and evaluating accident history, and more.  We can also provide assistance with reviewing a firm’s current insurance policies, its experience modification worksheet, payroll audits, and loss-sensitive rating adjustments to determine whether improvements can be made and where there have been problems or miscalculations.

Let's Get in Touch

Please feel free to get in touch with us any time regarding our products and services.  We love to receive feedback from our customers.

Knowledge Center

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Worker Safety Heats Up as Summer Sizzles

With summer upon us and the excessive heat and humidity that comes with it, employers need to take heed of their responsibility to ensure their worker…

Protecting Independent Retailers with Responsive Insurance Products

July is the month we celebrate independent retailers highlighting their positive social and economic impact in our communities and to our nation, and …

Managing Workers’ Comp Risk for White-Collar Professionals

When most individuals think of Workers’ Compensation insurance, they think of high-hazard industries such as construction, transportation, manufacturi…

National Safety Month Puts Focus on Employee Safety, Reducing On-the-Job Injuries

June is National Safety Month, where employee safety is the focus in an effort to reduce the leading causes of injury and deaths at work, along with i…

Update: In the Weeds of Changing Cannabis Laws, Impact on Workers’ Compensation

The fact is that the area of medical marijuana and Workers’ Compensation indeed remains murky, and has created a real gray area for carriers

Inside the Impact of Opioid Usage on Workers’ Compensation

The National Institute of Drug Abuse estimates that every day more than 115 people in the U.S. die after overdosing on opioids.

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