Construction and Environmental Insurance

Products and Construction Commitment that Deliver

From mold to gas leaks to potential chemical spills, the construction business faces multiple environmental exposures. We are here to help you write coverage that closes the gaps that general liability policies leave open. By working with carriers, clients and brokers like you, we have developed relationships, products and methods that can help your clients keep job sites open and protected.

Keen Ability to Spot and Close Gaps

While some general liability policies cover minimal carve back, most primary general liability policies have a total pollution exclusion, which leaves most contractors with coverage gaps. In addition, a general liability policy likely would not cover defense costs in the event of a pollution loss, whether it is caused by the failure of the product or if it happens during the transport of the product. RPS is ready to help with environmental hazard insurance as well as environmental disaster coverage. Our experience working with both the environmental space and the construction industry makes us uniquely positioned to help you build stronger and more secure risk management packages.

Relationships that Fuel Job Protection

How we work makes all the difference. Whether you need to simply get an E&S quote for an existing client or need a partner to work with you to write a comprehensive construction risk management plan, we are here. Our goal is to help our brokers write the most comprehensive coverage, at the best price, efficiently. Our success comes from understanding the market and the trust we have earned with underwriters and clients alike to write business, which makes us stand out among our competitors.

Full Range of Coverages and Possibilities

We offer full options of niche coverages along with leading industry knowledge and consulting. Our goal is to offer better coverage for short-term protection and long-term profitability. Products pollution and transportation pollution liability are two coverages products manufacturers and distributors should consider adding to their insurance portfolios in the event of a pollution trigger. These coverages can be purchased on a monoline basis or in conjunction with other environmental offerings, such as site pollution or contractor's pollution liability policies.

Contractors Pollution Liability

Contractors Pollution Liability (CPL) insurance provides third-party bodily injury and property damage as well as remediation costs associated with a covered pollution event at a client's job site. Any contractor who has pollution exposures should carry this coverage, including dredgers; excavation/grading; HVAC; janitorial; roofers; plumbers; fertilizer applicators; and general contractors who focus on carpentry, drywall, electrical, fencing, insulation, EIFS, street and road.

Artisan Contractors

Designed to serve the needs of subcontractors such as drywallers, finished carpenters or even electricians, this product help mitigate risks associated with having multiple subcontractors on a single site.